diff --git a/lib/routes.js b/lib/routes.js
index 8ae3d440..a9ec1b06 100644
--- a/lib/routes.js
+++ b/lib/routes.js
@@ -64,7 +64,7 @@ function poll (req, res, next) {
         }
       }
 
-      const terms = config.termsScreenActive ? createTerms(config) : null
+      const terms = config.termsScreenActive && config.termsScreenText ? createTerms(config) : null
 
       const response = {
         error: null,
@@ -85,7 +85,7 @@ function poll (req, res, next) {
         crossRefVerificationThreshold: config.crossRefVerificationThreshold,
         frontCameraVerificationActive: config.frontCameraVerificationActive,
         frontCameraVerificationThreshold: config.frontCameraVerificationThreshold,
-        terms: terms,
+        terms,
         cassettes,
         twoWayMode: config.cashOutEnabled,
         zeroConfLimit: config.zeroConfLimit,