fixes

lib/settings-loader.js

@@ -2,7 +2,7 @@ const R = require('ramda')
 
 const db = require('./db')
 
-let settings
+let settingsCache
 
 function load () {
   return Promise.all([
@@ -10,15 +10,15 @@ function load () {
     loadAccounts()
   ])
   .then(function ([data, accounts]) {
-    settings = {
+    settingsCache = {
       config: data.data,
       accounts: accounts
     }
 
-    return settings
+    return settingsCache
   })
   .catch(err => {
-    settings = undefined
+    settingsCache = undefined
     throw err
   })
 }
@@ -34,6 +34,10 @@ function loadAccounts () {
   })
 }
 
+function settings () {
+  return settingsCache
+}
+
 module.exports = {
   settings,
   load