diff --git a/lib/cash-in-tx.js b/lib/cash-in-tx.js
index f3cdad62..cf3a400b 100644
--- a/lib/cash-in-tx.js
+++ b/lib/cash-in-tx.js
@@ -41,15 +41,11 @@ function atomic (machineTx, pi) {
 }
 
 function post (machineTx, pi) {
-  const pp = require('./pp')
-  pp('DEBUG98')(machineTx)
-
   return db.tx(atomic(machineTx, pi))
   .then(txVector => {
     const [, updatedTx] = txVector
 
     return postProcess(txVector, pi)
-    .then(_.tap(pp('DEBUG99')))
     .then(changes => update(updatedTx, changes))
     .then(tx => _.set('bills', machineTx.bills, tx))
   })
diff --git a/lib/settings-loader.js b/lib/settings-loader.js
index 700f7dff..b525f91e 100644
--- a/lib/settings-loader.js
+++ b/lib/settings-loader.js
@@ -8,6 +8,7 @@ const pify = require('pify')
 const pgp = require('pg-promise')()
 const db = require('./db')
 const configValidate = require('./config-validate')
+const schema = require('../lamassu-schema.json')
 
 let settingsCache
 
@@ -167,21 +168,39 @@ function configDeleteField (scope, fieldCode) {
   }
 }
 
-function cryptoCodeDefaults (cryptoCode) {
-  const scope = {crypto: cryptoCode, machine: 'global'}
-  const fieldCode = 'exchange'
-  const fieldType = 'account'
-  const fieldClass = 'exchange'
-  const value = 'no-exchange'
+function populateScopes (schema) {
+  const scopeLookup = {}
+  _.forEach(r => {
+    const scope = {
+      cryptoScope: r.cryptoScope,
+      machineScope: r.machineScope
+    }
 
-  return configAddField(scope, fieldCode, fieldType, fieldClass, value)
+    _.forEach(field => { scopeLookup[field] = scope }, r.fields)
+  }, schema.groups)
+
+  return _.map(r => _.assign(scopeLookup[r.code], r), schema.fields)
+}
+
+function cryptoCodeDefaults (schema, cryptoCode) {
+  const scope = {crypto: cryptoCode, machine: 'global'}
+
+  const schemaEntries = populateScopes(schema)
+  const hasCryptoSpecificDefault = r => r.cryptoScope === 'specific' && !_.isNil(r.default)
+  const cryptoSpecificFields = _.filter(hasCryptoSpecificDefault, schemaEntries)
+
+  return _.map(r => {
+    return configAddField(scope, r.code, r.fieldType, r.fieldClass, r.default)
+  }, cryptoSpecificFields)
 }
 
 function addCryptoDefaults (oldConfig, newFields) {
   const cryptoCodeEntries = _.filter(v => v.fieldLocator.code === 'cryptoCurrencies', newFields)
   const cryptoCodes = _.map(v => v.fieldValue.value, cryptoCodeEntries)
   const uniqueCryptoCodes = _.uniq(_.flatten(cryptoCodes))
-  const defaults = _.map(cryptoCodeDefaults, uniqueCryptoCodes)
+
+  const mapDefaults = cryptoCode => cryptoCodeDefaults(schema, cryptoCode)
+  const defaults = _.flatten(_.map(mapDefaults, uniqueCryptoCodes))
 
   return mergeValues(defaults, oldConfig)
 }
diff --git a/lib/wallet.js b/lib/wallet.js
index eac19add..3ac24dd8 100644
--- a/lib/wallet.js
+++ b/lib/wallet.js
@@ -74,7 +74,6 @@ function getWalletStatus (settings, tx) {
 }
 
 function authorizeZeroConf (settings, tx, machineId) {
-  console.log('DEBUG330: %j', machineId)
   const cryptoConfig = configManager.cryptoScoped(tx.cryptoCode, settings.config)
   const machineConfig = configManager.machineScoped(machineId, settings.config)
   const plugin = cryptoConfig.zeroConf
@@ -108,7 +107,6 @@ function getStatus (settings, tx, machineId) {
 
   return Promise.all(promises)
   .then(([statusRec, isAuthorized, publishAge]) => {
-    console.log('DEBUG301: %j', [statusRec, isAuthorized])
     if (statusRec.status === 'authorized') {
       const unauthorizedStatus = publishAge < ZERO_CONF_EXPIRATION
       ? 'published'