diff --git a/lib/plugins.js b/lib/plugins.js
index 5c70885a..c2262476 100644
--- a/lib/plugins.js
+++ b/lib/plugins.js
@@ -340,7 +340,7 @@ function plugins (settings, deviceId) {
 
         const rate = rawRate.div(cashInCommission)
 
-        const lowBalanceMargin = new BN(1.03)
+        const lowBalanceMargin = new BN(1.05)
 
         const cryptoRec = coinUtils.getCryptoCurrency(cryptoCode)
         const unitScale = cryptoRec.unitScale