diff --git a/lamassu-schema.json b/lamassu-schema.json
index c2064d60..4ca4729c 100644
--- a/lamassu-schema.json
+++ b/lamassu-schema.json
@@ -212,6 +212,12 @@
         "display": "SMS",
         "fieldType": "account",
         "fieldClass": "sms"
+      },
+      {
+        "code": "lowBalanceThreshold",
+        "display": "Low Balance Threshold",
+        "fieldType": "integer",
+        "fieldClass": null
       }
     ]
   }
diff --git a/lib/plugins.js b/lib/plugins.js
index 113bb631..6bf5f94a 100644
--- a/lib/plugins.js
+++ b/lib/plugins.js
@@ -690,12 +690,16 @@ exports.getcryptoCodes = function getcryptoCodes () {
 }
 
 function sendMessage (rec) {
-  const pluginTypes = cachedConfig.exchanges.plugins.current.notify
-  const pluginPromises = pluginTypes.map(pluginType => {
-    if (pluginType === 'email') return emailPlugin.sendMessage(rec)
-    if (pluginType === 'sms') return smsPlugin.sendMessage(rec)
-    throw new Error('No such plugin type: ' + pluginType)
-  })
+  const pluginPromises = []
+  if (!cachedConfig.notifications.notificationsEnabled) return Promise.all([])
+
+  if (cachedConfig.notifications.notificationsEmailEnabled) {
+    pluginPromises.push(emailPlugin.sendMessage(rec))
+  }
+
+  if (cachedConfig.notifications.notificationsSMSEnabled) {
+    pluginPromises.push(smsPlugin.sendMessage(rec))
+  }
 
   return Promise.all(pluginPromises)
 }
@@ -770,7 +774,7 @@ function checkBalances () {
 }
 
 exports.startCheckingNotification = function startCheckingNotification () {
-  const config = cachedConfig.exchanges.plugins.settings.notifier
+  const config = cachedConfig.notifications
   notifier.init(db, checkBalances, config)
   checkNotification()
   setInterval(checkNotification, CHECK_NOTIFICATION_INTERVAL)