diff --git a/lamassu-schema.json b/lamassu-schema.json
index b1739821..c2064d60 100644
--- a/lamassu-schema.json
+++ b/lamassu-schema.json
@@ -46,7 +46,7 @@
     ]
   },
   {
-    "code": "crypto-services",
+    "code": "cryptoServices",
     "display": "Crypto services",
     "cryptoScope": "specific",
     "machineScope": "both",
diff --git a/lib/config.js b/lib/config.js
index 69ca6071..c6dc7d2a 100644
--- a/lib/config.js
+++ b/lib/config.js
@@ -9,19 +9,31 @@ exports.connect = connect
 
 function load () {
   var db = connect()
-  return db.one('select data from user_config where type=$1', 'exchanges')
+  return db.one('select data from user_config where type=$1', 'config')
   .then(function (data) {
     pgp.end()
     return data.data
   })
 }
 
+function loadAccounts () {
+  const toFields = fieldArr => R.fromPairs(R.map(r => [r.code, r.value], fieldArr))
+  const toPairs = r => [r.code, toFields(r.fields)]
+  var db = connect()
+  return db.one('select data from user_config where type=$1', 'accounts')
+  .then(function (data) {
+    pgp.end()
+    return R.fromPairs(R.map(toPairs, data.data.accounts))
+  })
+}
+
 module.exports = {
   load,
   unscoped,
   cryptoScoped,
   machineScoped,
-  scoped
+  scoped,
+  loadAccounts
 }
 
 function matchesValue (crypto, machine, instance) {
diff --git a/lib/plugins.js b/lib/plugins.js
index a315a039..113bb631 100644
--- a/lib/plugins.js
+++ b/lib/plugins.js
@@ -38,7 +38,6 @@ const tickerPlugins = {}
 const traderPlugins = {}
 const walletPlugins = {}
 let idVerifierPlugin = null
-let infoPlugin = null
 let emailPlugin = null
 let smsPlugin = null
 let hkdf = null
@@ -133,11 +132,9 @@ function loadPlugin (name, config) {
   return plugin
 }
 
-function loadOrConfigPlugin (pluginHandle, pluginType, cryptoCode, options,
+function loadOrConfigPlugin (pluginHandle, pluginType, cryptoCode, cfg, accounts, options,
     onChangeCallback) {
-  const currentName = cryptoCode
-  ? cachedConfig.exchanges.plugins.current[cryptoCode][pluginType]
-  : cachedConfig.exchanges.plugins.current[pluginType]
+  const currentName = cfg.cryptoServices[pluginType]
 
   currentlyUsedPlugins[cryptoCode] = currentlyUsedPlugins[cryptoCode] || {}
 
@@ -145,7 +142,7 @@ function loadOrConfigPlugin (pluginHandle, pluginType, cryptoCode, options,
 
   if (!currentName) pluginHandle = null
   else { // some plugins may be disabled
-    const pluginConfig = cachedConfig.exchanges.plugins.settings[currentName] || {}
+    const pluginConfig = accounts[currentName]
 
     const mergedConfig = R.merge(pluginConfig, options)
 
@@ -169,23 +166,26 @@ function loadOrConfigPlugin (pluginHandle, pluginType, cryptoCode, options,
 exports.loadOrConfigPlugin = loadOrConfigPlugin
 
 // Note: this whole function gets called every time there's a config update
-exports.configure = function configure (config) {
+exports.configure = function configure (cfg) {
   if (config.exchanges.settings.lowBalanceMargin < 1) {
     throw new Error('\'settings.lowBalanceMargin\' has to be >= 1')
   }
 
-  cachedConfig = config
+  cachedConfig = cfg
+  const accounts = config.loadAccounts()
   deviceCurrency = config.fiat.fiatCurrency
   cryptoCodes = config.crypto.cryptoCurrencies
 
   cryptoCodes.forEach(cryptoCode => {
-    cryptoScopedConfig = config.cryptoScoped(cryptoCode, cachedConfig)
+    const cryptoScopedConfig = config.cryptoScoped(cryptoCode, cachedConfig)
 
   // TICKER [required] configure (or load)
     loadOrConfigPlugin(
       tickerPlugins[cryptoCode],
       'ticker',
       cryptoCode,
+      cryptoScopedConfig,
+      accounts,
       {currency: deviceCurrency},
       function onTickerChange (newTicker) {
         tickerPlugins[cryptoCode] = newTicker
@@ -201,6 +201,8 @@ exports.configure = function configure (config) {
       walletPlugins[cryptoCode],
       'transfer',
       cryptoCode,
+      cryptoScopedConfig,
+      accounts,
       {masterSeed: cryptoSeed},
       function onWalletChange (newWallet) {
         walletPlugins[cryptoCode] = newWallet
@@ -214,6 +216,8 @@ exports.configure = function configure (config) {
       traderPlugins[cryptoCode],
       'trader',
       cryptoCode,
+      cryptoScopedConfig,
+      accounts,
       null,
       function onTraderChange (newTrader) {
         traderPlugins[cryptoCode] = newTrader
@@ -223,25 +227,31 @@ exports.configure = function configure (config) {
     )
   })
 
+  const unscopedCfg = config.unscoped(cachedConfig)
+
   // ID VERIFIER [optional] configure (or load)
   idVerifierPlugin = loadOrConfigPlugin(
     idVerifierPlugin,
-    'idVerifier'
-  )
-
-  infoPlugin = loadOrConfigPlugin(
-    infoPlugin,
-    'info'
+    'idVerifier',
+    null,
+    unscopedCfg,
+    accounts
   )
 
   emailPlugin = loadOrConfigPlugin(
     emailPlugin,
-    'email'
+    'email',
+    null,
+    unscopedCfg,
+    accounts
   )
 
   smsPlugin = loadOrConfigPlugin(
     smsPlugin,
-    'sms'
+    'sms',
+    null,
+    unscopedCfg,
+    accounts
   )
 }
 
diff --git a/todo.txt b/todo.txt
index 02efd89a..38177483 100644
--- a/todo.txt
+++ b/todo.txt
@@ -38,7 +38,7 @@ v update migrate-config to match lamassu.json schema
 - look into how each plugin is used
     - info plugin not used
 
-- need either transitive closure of all cryptos accross machines,
+- need either transitive closure of all cryptos across machines,
     or add new plugin when needed
 - currently we're looking at all cryptos, so this is probably easier