diff --git a/lib/plugins/wallet/bitcoind/bitcoind.js b/lib/plugins/wallet/bitcoind/bitcoind.js
index 7bd866e6..7166f769 100644
--- a/lib/plugins/wallet/bitcoind/bitcoind.js
+++ b/lib/plugins/wallet/bitcoind/bitcoind.js
@@ -60,7 +60,7 @@ function estimateFee () {
 function calculateFeeDiscount (feeMultiplier) {
   // 0 makes bitcoind do automatic fee selection
   const AUTOMATIC_FEE = 0
-  if (!feeMultiplier) return AUTOMATIC_FEE
+  if (!feeMultiplier || feeMultiplier.eq(1)) return AUTOMATIC_FEE
   return estimateFee()
     .then(estimatedFee => {
       if (!estimatedFee) return AUTOMATIC_FEE
diff --git a/lib/wallet.js b/lib/wallet.js
index 4b090cf6..9391addb 100644
--- a/lib/wallet.js
+++ b/lib/wallet.js
@@ -60,11 +60,8 @@ function _balance (settings, cryptoCode) {
 function sendCoins (settings, tx) {
   return fetchWallet(settings, tx.cryptoCode)
     .then(r => {
-      return loadLatestConfig()
-        .then(config => {
-          const feeMultiplier = config[`wallets_${tx.cryptoCode}_feeMultiplier`]
-          return r.wallet.sendCoins(r.account, tx, settings, r.operatorId, feeMultiplier)
-        })
+      const feeMultiplier = settings[`wallets_${tx.cryptoCode}_feeMultiplier`]
+      return r.wallet.sendCoins(r.account, tx, settings, r.operatorId, feeMultiplier)
         .then(res => {
           mem.clear(module.exports.balance)
           return res