diff --git a/lib/plugins.js b/lib/plugins.js
index b86f76b5..6406dda8 100644
--- a/lib/plugins.js
+++ b/lib/plugins.js
@@ -320,7 +320,7 @@ function plugins (settings, deviceId) {
 
         const rate = rawRate.div(cashInCommission)
 
-        const lowBalanceMargin = BN(1.03)
+        const lowBalanceMargin = BN(1.05)
 
         const cryptoRec = coinUtils.getCryptoCurrency(cryptoCode)
         const unitScale = cryptoRec.unitScale