6ba0632067
feat: add 3rd party services splash screen feat: add sumsub as a configurable 3rd party service feat: sumsub config loader fix: small fixes feat: add external validation as a compliance trigger feat: add external validation route in l-s feat: add external validation graphql module feat: integrate sumsub SDK feat: improve sumsub form to allow adding multiple applicant levels with enhanced UX feat: added support for array fields in FormRenderer feat: allow external validation triggers to dynamically use levels setup in the services page fix: multiple small fixes feat: get external compliance customer info fix: small fixes feat: add informational card in customer profile regarding external service info feat: send external customer data for machine trigger verification feat: restrictions to the creation of custom info requests and external validation triggers fix: allow for a single applicant level to be setup fix: account instance access fix: small fixes fix: development-only log
455 lines
15 KiB
JavaScript
455 lines
15 KiB
JavaScript
const ADD_ID_DOCUMENT_WARNINGS = {
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badSelfie: 'Make sure that your face and the photo in the document are clearly visible',
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dataReadability: 'Please make sure that the information in the document is easy to read',
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inconsistentDocument: 'Please ensure that all uploaded photos are of the same document',
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maybeExpiredDoc: 'Your document appears to be expired',
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documentTooMuchOutside: 'Please ensure that the document completely fits the photo'
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}
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const ADD_ID_DOCUMENT_ERRORS = {
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forbiddenDocument: 'Unsupported or unacceptable type/country of document',
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differentDocTypeOrCountry: 'Document type or country mismatches ones that was sent with metadata',
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missingImportantInfo: 'Not all required document data can be recognized',
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dataNotReadable: 'There is no available data to recognize from image',
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expiredDoc: 'Document validity date is expired',
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documentWayTooMuchOutside: 'Not all parts of the documents are visible',
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grayscale: 'Black and white image',
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noIdDocFacePhoto: 'Face is not clearly visible on the document',
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selfieFaceBadQuality: 'Face is not clearly visible on the selfie',
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screenRecapture: 'Image might be a photo of screen',
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screenshot: 'Image is a screenshot',
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sameSides: 'Image of the same side of document was uploaded as front and back sides',
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shouldBeMrzDocument: 'Sent document type should have an MRZ, but there is no readable MRZ on the image',
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shouldBeDoubleSided: 'Two sides of the sent document should be presented',
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shouldBeDoublePaged: 'The full double-page of the document are required',
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documentDeclinedBefore: 'The same image was uploaded and declined earlier'
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}
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const SUPPORTED_DOCUMENT_TYPES = {
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ID_CARD: {
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code: 'ID_CARD',
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description: 'An ID card'
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},
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PASSPORT: {
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code: 'PASSPORT',
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description: 'A passport'
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},
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DRIVERS: {
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code: 'DRIVERS',
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description: 'A driving license'
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},
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RESIDENCE_PERMIT: {
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code: 'RESIDENCE_PERMIT',
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description: 'Residence permit or registration document in the foreign city/country'
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},
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UTILITY_BILL: {
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code: 'UTILITY_BILL',
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description: 'Proof of address document'
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},
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SELFIE: {
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code: 'SELFIE',
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description: 'A selfie with a document'
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},
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VIDEO_SELFIE: {
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code: 'VIDEO_SELFIE',
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description: 'A selfie video'
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},
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PROFILE_IMAGE: {
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code: 'PROFILE_IMAGE',
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description: 'A profile image, i.e. avatar'
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},
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ID_DOC_PHOTO: {
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code: 'ID_DOC_PHOTO',
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description: 'Photo from an ID doc (like a photo from a passport)'
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},
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AGREEMENT: {
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code: 'AGREEMENT',
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description: 'Agreement of some sort, e.g. for processing personal info'
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},
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CONTRACT: {
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code: 'CONTRACT',
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description: 'Some sort of contract'
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},
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DRIVERS_TRANSLATION: {
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code: 'DRIVERS_TRANSLATION',
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description: 'Translation of the driving license required in the target country'
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},
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INVESTOR_DOC: {
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code: 'INVESTOR_DOC',
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description: 'A document from an investor, e.g. documents which disclose assets of the investor'
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},
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VEHICLE_REGISTRATION_CERTIFICATE: {
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code: 'VEHICLE_REGISTRATION_CERTIFICATE',
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description: 'Certificate of vehicle registration'
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},
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INCOME_SOURCE: {
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code: 'INCOME_SOURCE',
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description: 'A proof of income'
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},
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PAYMENT_METHOD: {
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code: 'PAYMENT_METHOD',
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description: 'Entity confirming payment (like bank card, crypto wallet, etc)'
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},
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BANK_CARD: {
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code: 'BANK_CARD',
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description: 'A bank card, like Visa or Maestro'
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},
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COVID_VACCINATION_FORM: {
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code: 'COVID_VACCINATION_FORM',
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description: 'COVID vaccination document'
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},
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OTHER: {
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code: 'OTHER',
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description: 'Should be used only when nothing else applies'
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},
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}
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const VERIFICATION_RESULTS = {
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GREEN: {
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code: 'GREEN',
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description: 'Everything is fine'
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},
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RED: {
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code: 'RED',
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description: 'Some violations found'
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}
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}
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const REVIEW_REJECT_TYPES = {
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FINAL: {
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code: 'FINAL',
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description: 'Final reject, e.g. when a person is a fraudster, or a client does not want to accept such kinds of clients in their system'
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},
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RETRY: {
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code: 'RETRY',
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description: 'Decline that can be fixed, e.g. by uploading an image of better quality'
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}
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}
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const REVIEW_REJECT_LABELS = {
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FORGERY: {
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code: 'FORGERY',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'Forgery attempt has been made'
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},
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DOCUMENT_TEMPLATE: {
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code: 'DOCUMENT_TEMPLATE',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'Documents supplied are templates, downloaded from internet'
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},
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LOW_QUALITY: {
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code: 'LOW_QUALITY',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Documents have low-quality that does not allow definitive conclusions to be made'
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},
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SPAM: {
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code: 'SPAM',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'An applicant has been created by mistake or is just a spam user (irrelevant images were supplied)'
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},
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NOT_DOCUMENT: {
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code: 'NOT_DOCUMENT',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Documents supplied are not relevant for the verification procedure'
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},
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SELFIE_MISMATCH: {
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code: 'SELFIE_MISMATCH',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'A user photo (profile image) does not match a photo on the provided documents'
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},
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ID_INVALID: {
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code: 'ID_INVALID',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'A document that identifies a person (like a passport or an ID card) is not valid'
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},
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FOREIGNER: {
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code: 'FOREIGNER',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'When a client does not accept applicants from a different country or e.g. without a residence permit'
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},
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DUPLICATE: {
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code: 'DUPLICATE',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'This applicant was already created for this client, and duplicates are not allowed by the regulations'
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},
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BAD_AVATAR: {
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code: 'BAD_AVATAR',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'When avatar does not meet the client\'s requirements'
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},
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WRONG_USER_REGION: {
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code: 'WRONG_USER_REGION',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'When applicants from certain regions/countries are not allowed to be registered'
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},
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INCOMPLETE_DOCUMENT: {
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code: 'INCOMPLETE_DOCUMENT',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Some information is missing from the document, or it\'s partially visible'
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},
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BLACKLIST: {
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code: 'BLACKLIST',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'User is blocklisted'
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},
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UNSATISFACTORY_PHOTOS: {
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code: 'UNSATISFACTORY_PHOTOS',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'There were problems with the photos, like poor quality or masked information'
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},
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DOCUMENT_PAGE_MISSING: {
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code: 'DOCUMENT_PAGE_MISSING',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Some pages of a document are missing (if applicable)'
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},
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DOCUMENT_DAMAGED: {
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code: 'DOCUMENT_DAMAGED',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Document is damaged'
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},
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REGULATIONS_VIOLATIONS: {
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code: 'REGULATIONS_VIOLATIONS',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'Regulations violations'
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},
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INCONSISTENT_PROFILE: {
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code: 'INCONSISTENT_PROFILE',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'Data or documents of different persons were uploaded to one applicant'
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},
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PROBLEMATIC_APPLICANT_DATA: {
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code: 'PROBLEMATIC_APPLICANT_DATA',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Applicant data does not match the data in the documents'
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},
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ADDITIONAL_DOCUMENT_REQUIRED: {
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code: 'ADDITIONAL_DOCUMENT_REQUIRED',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Additional documents required to pass the check'
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},
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AGE_REQUIREMENT_MISMATCH: {
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code: 'AGE_REQUIREMENT_MISMATCH',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'Age requirement is not met (e.g. cannot rent a car to a person below 25yo)'
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},
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EXPERIENCE_REQUIREMENT_MISMATCH: {
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code: 'EXPERIENCE_REQUIREMENT_MISMATCH',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'Not enough experience (e.g. driving experience is not enough)'
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},
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CRIMINAL: {
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code: 'CRIMINAL',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'The user is involved in illegal actions'
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},
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WRONG_ADDRESS: {
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code: 'WRONG_ADDRESS',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'The address from the documents doesn\'t match the address that the user entered'
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},
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GRAPHIC_EDITOR: {
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code: 'GRAPHIC_EDITOR',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'The document has been edited by a graphical editor'
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},
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DOCUMENT_DEPRIVED: {
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code: 'DOCUMENT_DEPRIVED',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'The user has been deprived of the document'
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},
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COMPROMISED_PERSONS: {
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code: 'COMPROMISED_PERSONS',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'The user does not correspond to Compromised Person Politics'
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},
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PEP: {
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code: 'PEP',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'The user belongs to the PEP category'
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},
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ADVERSE_MEDIA: {
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code: 'ADVERSE_MEDIA',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'The user was found in the adverse media'
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},
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FRAUDULENT_PATTERNS: {
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code: 'FRAUDULENT_PATTERNS',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'Fraudulent behavior was detected'
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},
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SANCTIONS: {
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code: 'SANCTIONS',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'The user was found on sanction lists'
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},
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NOT_ALL_CHECKS_COMPLETED: {
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code: 'NOT_ALL_CHECKS_COMPLETED',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'All checks were not completed'
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},
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FRONT_SIDE_MISSING: {
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code: 'FRONT_SIDE_MISSING',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Front side of the document is missing'
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},
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BACK_SIDE_MISSING: {
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code: 'BACK_SIDE_MISSING',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Back side of the document is missing'
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},
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SCREENSHOTS: {
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code: 'SCREENSHOTS',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'The user uploaded screenshots'
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},
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BLACK_AND_WHITE: {
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code: 'BLACK_AND_WHITE',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'The user uploaded black and white photos of documents'
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},
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INCOMPATIBLE_LANGUAGE: {
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code: 'INCOMPATIBLE_LANGUAGE',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'The user should upload translation of his document'
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},
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EXPIRATION_DATE: {
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code: 'EXPIRATION_DATE',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'The user uploaded expired document'
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},
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UNFILLED_ID: {
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code: 'UNFILLED_ID',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'The user uploaded the document without signatures and stamps'
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},
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BAD_SELFIE: {
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code: 'BAD_SELFIE',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'The user uploaded a bad selfie'
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},
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BAD_VIDEO_SELFIE: {
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code: 'BAD_VIDEO_SELFIE',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'The user uploaded a bad video selfie'
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},
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BAD_FACE_MATCHING: {
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code: 'BAD_FACE_MATCHING',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Face check between document and selfie failed'
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},
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BAD_PROOF_OF_IDENTITY: {
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code: 'BAD_PROOF_OF_IDENTITY',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'The user uploaded a bad ID document'
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},
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BAD_PROOF_OF_ADDRESS: {
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code: 'BAD_PROOF_OF_ADDRESS',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'The user uploaded a bad proof of address'
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},
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BAD_PROOF_OF_PAYMENT: {
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code: 'BAD_PROOF_OF_PAYMENT',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'The user uploaded a bad proof of payment'
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},
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SELFIE_WITH_PAPER: {
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code: 'SELFIE_WITH_PAPER',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'The user should upload a special selfie (e.g. selfie with paper and date on it)'
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},
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FRAUDULENT_LIVENESS: {
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code: 'FRAUDULENT_LIVENESS',
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rejectType: REVIEW_REJECT_TYPES.FINAL,
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description: 'There was an attempt to bypass liveness check'
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},
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OTHER: {
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code: 'OTHER',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Some unclassified reason'
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},
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REQUESTED_DATA_MISMATCH: {
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code: 'REQUESTED_DATA_MISMATCH',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Provided info doesn\'t match with recognized from document data'
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},
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OK: {
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code: 'OK',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Custom reject label'
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},
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COMPANY_NOT_DEFINED_STRUCTURE: {
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code: 'COMPANY_NOT_DEFINED_STRUCTURE',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Could not establish the entity\'s control structure'
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},
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COMPANY_NOT_DEFINED_BENEFICIARIES: {
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code: 'COMPANY_NOT_DEFINED_BENEFICIARIES',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Could not identify and duly verify the entity\'s beneficial owners'
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},
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COMPANY_NOT_VALIDATED_BENEFICIARIES: {
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code: 'COMPANY_NOT_VALIDATED_BENEFICIARIES',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Beneficiaries are not validated'
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},
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COMPANY_NOT_DEFINED_REPRESENTATIVES: {
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code: 'COMPANY_NOT_DEFINED_REPRESENTATIVES',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Representatives are not defined'
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},
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COMPANY_NOT_VALIDATED_REPRESENTATIVES: {
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code: 'COMPANY_NOT_VALIDATED_REPRESENTATIVES',
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rejectType: REVIEW_REJECT_TYPES.RETRY,
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description: 'Representatives are not validated'
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},
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}
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const REVIEW_STATUS = {
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init: 'Initial registration has started. A client is still in the process of filling out the applicant profile. Not all required documents are currently uploaded',
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pending: 'An applicant is ready to be processed',
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prechecked: 'The check is in a half way of being finished',
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queued: 'The checks have been started for the applicant',
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completed: 'The check has been completed',
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onHold: 'Applicant waits for a final decision from compliance officer (manual check was initiated) or waits for all beneficiaries to pass KYC in case of company verification',
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}
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const RESETTABLE_VERIFICATION_STEPS = {
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PHONE_VERIFICATION: {
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code: 'PHONE_VERIFICATION',
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description: 'Phone verification step'
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},
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EMAIL_VERIFICATION: {
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code: 'EMAIL_VERIFICATION',
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description: 'Email verification step'
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},
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QUESTIONNAIRE: {
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code: 'QUESTIONNAIRE',
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description: 'Questionnaire'
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},
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APPLICANT_DATA: {
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code: 'APPLICANT_DATA',
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description: 'Applicant data'
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},
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IDENTITY: {
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code: 'IDENTITY',
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description: 'Identity step'
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},
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PROOF_OF_RESIDENCE: {
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code: 'PROOF_OF_RESIDENCE',
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description: 'Proof of residence'
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},
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SELFIE: {
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code: 'SELFIE',
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description: 'Selfie step'
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},
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}
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module.exports = {
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ADD_ID_DOCUMENT_WARNINGS,
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ADD_ID_DOCUMENT_ERRORS,
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SUPPORTED_DOCUMENT_TYPES,
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VERIFICATION_RESULTS,
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REVIEW_REJECT_LABELS,
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REVIEW_STATUS,
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RESETTABLE_VERIFICATION_STEPS
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}
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