diff --git a/fava_client.py b/fava_client.py
index 0fb28b5..e87ddeb 100644
--- a/fava_client.py
+++ b/fava_client.py
@@ -172,18 +172,18 @@ class FavaClient:
 
     async def get_user_balance(self, user_id: str) -> Dict[str, Any]:
         """
-        Get user's total balance (what castle owes user).
+        Get user's balance from castle's perspective.
 
         Aggregates:
-        - Liabilities:Payable:User-{user_id} (negative balance = castle owes)
-        - Assets:Receivable:User-{user_id} (positive balance = user owes)
+        - Liabilities:Payable:User-{user_id} (negative = castle owes user)
+        - Assets:Receivable:User-{user_id} (positive = user owes castle)
 
         Args:
             user_id: User ID
 
         Returns:
             {
-                "balance": int (sats, positive = castle owes user),
+                "balance": int (sats, positive = user owes castle, negative = castle owes user),
                 "fiat_balances": {"EUR": Decimal("100.50")},
                 "accounts": [list of account dicts with balances]
             }
@@ -228,12 +228,11 @@ class FavaClient:
                         for cost_str, amount in sats_positions.items():
                             amount_int = int(amount)
 
-                            # For user balance perspective, negate Beancount balance
-                            # - Payable (Liability): negative in Beancount → positive (castle owes user)
-                            # - Receivable (Asset): positive in Beancount → negative (user owes castle)
-                            adjusted_amount = -amount_int
-                            total_sats += adjusted_amount
-                            account_balance["sats"] += adjusted_amount
+                            # Use Beancount balance as-is (castle's perspective)
+                            # - Receivable (Asset): positive = user owes castle
+                            # - Payable (Liability): negative = castle owes user
+                            total_sats += amount_int
+                            account_balance["sats"] += amount_int
 
                             # Extract fiat amount from cost basis
                             # Format: "100.00 EUR" or "{100.00 EUR}"
@@ -248,22 +247,19 @@ class FavaClient:
                                         if fiat_currency not in fiat_balances:
                                             fiat_balances[fiat_currency] = Decimal(0)
 
-                                        # Apply same sign adjustment to fiat
-                                        # Cost basis is always positive, derive sign from amount
+                                        # Apply same sign as sats amount
                                         if amount_int < 0:
                                             fiat_amount = -fiat_amount
-                                        adjusted_fiat = -fiat_amount
-                                        fiat_balances[fiat_currency] += adjusted_fiat
+                                        fiat_balances[fiat_currency] += fiat_amount
                                     except (ValueError, IndexError):
                                         logger.warning(f"Could not parse cost basis: {cost_str}")
 
                     elif isinstance(sats_positions, (int, float)):
                         # Simple number (no cost basis)
                         amount_int = int(sats_positions)
-                        # Negate Beancount balance for user perspective
-                        adjusted_amount = -amount_int
-                        total_sats += adjusted_amount
-                        account_balance["sats"] += adjusted_amount
+                        # Use Beancount balance as-is
+                        total_sats += amount_int
+                        account_balance["sats"] += amount_int
 
                 accounts.append(account_balance)
 
@@ -341,31 +337,33 @@ class FavaClient:
                     continue
 
                 import re
-                # Extract SATS amount
+                # Extract SATS amount (with sign)
                 sats_match = re.match(r'^(-?\d+)\s+SATS', amount_str)
                 if sats_match:
                     sats_amount = int(sats_match.group(1))
 
-                    # Negate Beancount balance for user perspective
-                    # Payable (liability): negative in Beancount = castle owes user (positive for user)
-                    # Receivable (asset): positive in Beancount = user owes castle (negative for user)
-                    adjusted_amount = -sats_amount
-                    user_data[user_id]["balance"] += adjusted_amount
+                    # For admin/castle view, use Beancount amounts as-is:
+                    # Receivable (asset): positive in Beancount = user owes castle (positive)
+                    # Payable (liability): negative in Beancount = castle owes user (negative)
+                    user_data[user_id]["balance"] += sats_amount
 
                 # Extract fiat from cost syntax: {33.33 EUR, ...}
                 cost_match = re.search(r'\{([\d.]+)\s+([A-Z]+)', amount_str)
                 if cost_match:
-                    fiat_amount_raw = Decimal(cost_match.group(1))
+                    fiat_amount_unsigned = Decimal(cost_match.group(1))
                     fiat_currency = cost_match.group(2)
 
                     if fiat_currency not in user_data[user_id]["fiat_balances"]:
                         user_data[user_id]["fiat_balances"][fiat_currency] = Decimal(0)
 
-                    # Apply same sign logic as sats
-                    if "-" in amount_str:
-                        fiat_amount_raw = -fiat_amount_raw
-                    adjusted_fiat = -fiat_amount_raw
-                    user_data[user_id]["fiat_balances"][fiat_currency] += adjusted_fiat
+                    # Apply the same sign as the SATS amount
+                    # If SATS is negative, fiat should be negative too
+                    if sats_match:
+                        sats_amount_for_sign = int(sats_match.group(1))
+                        if sats_amount_for_sign < 0:
+                            fiat_amount_unsigned = -fiat_amount_unsigned
+
+                    user_data[user_id]["fiat_balances"][fiat_currency] += fiat_amount_unsigned
 
         return list(user_data.values())
 
diff --git a/templates/castle/index.html b/templates/castle/index.html
index bd33114..6aff4f5 100644
--- a/templates/castle/index.html
+++ b/templates/castle/index.html
@@ -182,7 +182,7 @@
           </template>
           <template v-slot:body-cell-balance="props">
             <q-td :props="props">
-              <div :class="props.row.balance > 0 ? 'text-negative' : 'text-positive'">
+              <div :class="props.row.balance > 0 ? 'text-positive' : 'text-negative'">
                 {% raw %}{{ formatSats(Math.abs(props.row.balance)) }} sats{% endraw %}
               </div>
               <div v-if="props.row.fiat_balances && Object.keys(props.row.fiat_balances).length > 0" class="text-caption">
@@ -191,15 +191,15 @@
                 </span>
               </div>
               <div class="text-caption text-grey">
-                {% raw %}{{ props.row.balance > 0 ? 'You owe' : 'Owes you' }}{% endraw %}
+                {% raw %}{{ props.row.balance > 0 ? 'Owes you' : 'You owe' }}{% endraw %}
               </div>
             </q-td>
           </template>
           <template v-slot:body-cell-actions="props">
             <q-td :props="props">
-              <!-- User owes Castle (negative balance) - Castle receives payment -->
+              <!-- User owes Castle (positive balance) - Castle receives payment -->
               <q-btn
-                v-if="props.row.balance < 0"
+                v-if="props.row.balance > 0"
                 flat
                 dense
                 size="sm"
@@ -209,9 +209,9 @@
               >
                 <q-tooltip>Settle receivable (user pays castle)</q-tooltip>
               </q-btn>
-              <!-- Castle owes User (positive balance) - Castle pays user -->
+              <!-- Castle owes User (negative balance) - Castle pays user -->
               <q-btn
-                v-if="props.row.balance > 0"
+                v-if="props.row.balance < 0"
                 flat
                 dense
                 size="sm"
@@ -241,7 +241,7 @@
           </div>
         </div>
         <div v-if="balance !== null">
-          <div class="text-h4" :class="isSuperUser ? (balance.balance >= 0 ? 'text-negative' : 'text-positive') : (balance.balance >= 0 ? 'text-positive' : 'text-negative')">
+          <div class="text-h4" :class="isSuperUser ? (balance.balance >= 0 ? 'text-positive' : 'text-negative') : (balance.balance >= 0 ? 'text-negative' : 'text-positive')">
             {% raw %}{{ formatSats(Math.abs(balance.balance)) }} sats{% endraw %}
           </div>
           <div v-if="balance.fiat_balances && Object.keys(balance.fiat_balances).length > 0" class="text-h6 q-mt-sm">
@@ -250,21 +250,21 @@
             </span>
           </div>
           <div class="text-subtitle2" v-if="isSuperUser">
-            {% raw %}{{ balance.balance > 0 ? 'Total you owe' : balance.balance < 0 ? 'Total owed to you' : 'No outstanding balances' }}{% endraw %}
+            {% raw %}{{ balance.balance > 0 ? 'Total owed to you' : balance.balance < 0 ? 'Total you owe' : 'No outstanding balances' }}{% endraw %}
           </div>
           <div class="text-subtitle2" v-else>
-            {% raw %}{{ balance.balance >= 0 ? 'Castle owes you' : 'You owe Castle' }}{% endraw %}
+            {% raw %}{{ balance.balance >= 0 ? 'You owe Castle' : 'Castle owes you' }}{% endraw %}
           </div>
           <div class="q-mt-md q-gutter-sm">
             <q-btn
-              v-if="balance.balance < 0 && !isSuperUser"
+              v-if="balance.balance > 0 && !isSuperUser"
               color="primary"
               @click="showPayBalanceDialog"
             >
               Pay Balance
             </q-btn>
             <q-btn
-              v-if="balance.balance > 0 && !isSuperUser"
+              v-if="balance.balance < 0 && !isSuperUser"
               color="secondary"
               @click="showManualPaymentDialog"
             >