diff --git a/account_sync.py b/account_sync.py
index b5d277f..95fe41c 100644
--- a/account_sync.py
+++ b/account_sync.py
@@ -233,7 +233,11 @@ async def sync_accounts_from_beancount(force_full_sync: bool = False) -> dict:
     # Step 3: Auto-generate virtual intermediate parent accounts
     # For each account in Beancount, check if all parent levels exist
     # If not, create them as virtual accounts
-    all_account_names = set(castle_accounts_by_name.keys())
+
+    # IMPORTANT: Re-fetch accounts from DB after Step 1 added new accounts
+    # Otherwise we'll be checking against stale data and miss newly synced children
+    current_castle_accounts = await get_all_accounts(include_inactive=True)
+    all_account_names = {acc.name for acc in current_castle_accounts}
 
     for bc_account in beancount_accounts:
         account_name = bc_account["account"]